Personal Loans

Get the financial support you need for your personal expenses with our flexible personal loan options.

Why Choose Our Personal Loans?

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Quick Disbursement

Get your loan amount disbursed within 24-48 hours of approval.

Flexible Terms icon

Flexible Repayment Terms

Choose a repayment tenure that suits your financial situation.

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Competitive Interest Rates

Enjoy some of the most competitive interest rates in the market.

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No Collateral Required

Our personal loans are unsecured, requiring no collateral.

What Can You Use a Personal Loan For?

  • Medical Emergencies
  • Education Expenses
  • Wedding Expenses
  • Home Renovation
  • Debt Consolidation
  • Travel and Vacation
  • Any Other Personal Need

Eligibility Criteria

  • Age: 21-60 years
  • Employment: Salaried individuals or Self-employed professionals
  • Income: Minimum ₹20,000 per month for salaried; ₹2.5 lakhs annual income for self-employed
  • Credit Score: 700 or above
  • Work Experience: Minimum 2 years (1 year with current employer for salaried)

Required Documents

  • Completed loan application form
  • Recent passport-size photographs
  • PAN Card
  • Aadhaar Card
  • Proof of residence (Utility bills, Rental agreement)
  • Bank statements for the last 6 months
  • Salary slips for the last 3 months (for salaried individuals)
  • ITR for the last 2 years (for self-employed)

Personal Loan Calculator

Frequently Asked Questions

What is the maximum loan amount I can get?

The maximum loan amount depends on your income, credit score, and repayment capacity. Generally, we offer personal loans up to ₹25 lakhs.

How long does it take to get the loan approved?

Our streamlined process allows for quick approvals. Typically, you can expect a decision within 24-48 hours of submitting a complete application with all required documents.

Can I repay my loan early?

Yes, you can repay your loan early. We offer flexible repayment options, including partial and full prepayments. However, a nominal prepayment fee may apply.

Is there a processing fee for personal loans?

Yes, there is a processing fee for personal loans. The fee is typically 1-2% of the loan amount, subject to a minimum amount. The exact fee will be communicated to you during the application process.

Ready to Apply for a Personal Loan?

Take the first step towards achieving your personal financial goals.

Apply Now